For suitable partners, Confidia may also offer Subscription Factoring, allowing approved developers to access a portion of qualifying future subscription income earlier rather than waiting for monthly payments to accumulate over an extended period.
Australia built one of the world's best real-time payment systems — yet most of what Australians pay at the checkout still runs through foreign-owned card networks. Payment sovereignty is about changing that. Here's why control of our domestic payment rails matters for consumers, businesses and the national economy.
In 2026 Confidia completed its conversion to Confidia Pty Ltd, establishing a corporate structure aligned with the company's current size, operations and long-term direction while maintaining strong governance, regulatory compliance and continued investment in product development.
Australia's payment infrastructure is undergoing its most significant transformation in decades. The migration from BECS (Direct Entry) to the NPP represents a generational shift from batch processing to real-time, data-rich payments. This article explains what the transition means for payroll, bills, government payments and the future of Australian domestic payment capability.
BPAY has been helping Australians pay bills through their online banking since 1997. Unlike the NPP's instant transfers, BPAY is purpose-built for bill payments with powerful reconciliation features. This article explains Biller Codes, Customer Reference Numbers, and how BPAY fits alongside the newer NPP services.